Market Review January 2019: New Year New Markets…

Despite a rocky start over fears of a slowdown in China, world stock markets enjoyed a good month as all major markets were up in January. The positive momentum experienced at the beginning of 2019 is a much needed change of sentiment for the markets which despite the continued global growth expectation (as shown below) was held down by a cloud of negative investor sentiment for much of 2018...

/ 12th February 2019

Exploring your ISA Options

The end of the tax year on 5 April is fast approaching,so make sure you’ve made the most of your annual allowances before it’s too late. No matter what, why or how you want to save and invest, an Individual Savings Account (ISA) could help make your money work harder for you..

/ 5th February 2019

Team News: Starting as we mean to go on!

So after the Christmas break, Vizion Wealth have got off to a busy start to the New Year! After attending various seminars and lectures on the hot topic – DB transfers – we have introduced a new cash flow planning system that we will be using going forward - CashCalc. Our paraplanner, Mel, has been working hard to get to grips with its technicalities and complexities, and together we can see the valued benefit it will add to cash flow planning for our clients...

/ 1st February 2019

Plan and Prepare

At this time of year, we think about New Year’s resolutions, and it’s also a good time to start planning our tax affairs before the end of the tax year on 5 April. As you think about 2019 and your goals for the coming year, we can help to start you off on the right financial footing...

/ 23rd January 2019

Market Review December 2018

What were your expectations for December? A quiet wind down to Christmas perhaps? Everyone leaving their offices early, attending various Christmas parties and not much happening in the second half of the month? Nothing could be further from the truth, December was one of the most eventful months of the year...

/ 11th January 2019

Avoid the Mad March Rush

Although the current tax year does not end until 5 April 2019, tax planning shouldn’t be a mad March rush. Now is the perfect time get a head start on your tax planning resolutions to enhance your own, your family’s or your company’s tax-efficient plans for the future...

/ 4th January 2019

Pension Freedoms

Although each generation will likely face different challenges and opportunities, achieving retirement readiness will require actions common to us all. We all know that our ageing population and increased life expectancy are putting a strain on government finances...

/ 15th December 2018

Market Review November 2018

November was another unconvincing month for the equity markets with increased volatility as political uncertainty continued to test the markets.  With the month coming to a close there were also some signs that the trade war tensions between the US and China might at least be thawing...

/ 7th December 2018

Wealth Navigator

You have worked hard to build your wealth. Passing it on to the next generation fairly, safely, effectively and efficiently takes skill and careful preparation. But some people find the idea of discussing inheritance uncomfortable and subsequently put off estate planning until, in some instances, it may be too late to make a difference...

/ 4th December 2018

Funding your Golden Years

Pensions have the reputation of being confusing, but they needn’t be. Private pensions are usually used by people who don’t have access to a workplace pension scheme, but you can also have one if you are employed or not working. They work in much the same way as workplace pension schemes, but...

/ 23rd November 2018

Market Review October 2018

October once again proved to be a difficult month for this aging bull market with the S&P 500 recording 16 down days throughout the month, equalling its worst month run since April 1970...

/ 11th November 2018

Financial Protection

We all intend that our plans will come good. But making sure that you and your family can cope if you fall ill or die prematurely is something we can too easily put to one side. In particular, a recent study identified that financial protection is something that millions of fathers in the UK, and their families, could benefit from...

/ 26th October 2018

Market Review September 2018

This article was originally intended as a review of Q3 2018, however, given the market unrest over the past week and the potentially unsettling headlines that have been written, we will start this article with a summary of recent events and our view on the economy as it stands today...

/ 12th October 2018

Pensions Shake Up

For many, the idea of retirement means getting away from the stresses of everyday life. But with living costs rising and interest rates low, people need to think about how to generate extra income from their savings in retirement...

/ 6th October 2018

Investing in your Child’s Future

While many parents value the standard of education offered by independent schools or universities, the costs can be daunting. However, with careful planning, it may be possible to avoid a huge outstanding student loan or tax burden...

/ 1st October 2018

Market Review August 2018: August Angst

Since 2008 , August has regularly proved a challenging month for financial markets, this trend continued last month. Investors had to digest the reintroduction of US sanctions against Iran, new tensions between Turkey and the US and a deterioration of trade talks between the US and China...

/ 13th September 2018

The Pension Countdown has Begun

When you are at the point of retiring, the new pension freedoms have opened up all sorts of alternative strategies to taking your pension benefits. The very concept of retirement is changing...

/ 4th September 2018

Back to the Future

Have you ever thought about writing a letter to yourselfto describe your ideal future life, long-term life goals and the process of how to plan for them? Imagining what you want your life to be like in the long term when you retire can help you think much further ahead than you might ever have done before...

/ 20th August 2018

Market Review July 2018: Is the sun set to shine on the Equity markets?

July was a month where the negative headlines seemed to take a back seat as a wave of positivity and optimism swept the nation; comparisons were being drawn between the recent weather and the scorching summer of 1976, the three lions finally reconnected with the public and Geraint Thomas became the third Briton to win the Tour de France...

/ 7th August 2018

Guide to Inheritance Tax

When we die, we like to imagine that we can pass on our assets to our loved ones so that they can benefit from them. In order for them to benefit fully from your assets, it is important to consider the impact of Inheritance Tax...

/ 30th July 2018