Market Review June 2019

During June, we have seen much stronger than expected employment numbers in the US, and positive industrial production data from Europe, signalling that the global economy is perhaps in better health than suggested by the negative long-term bond yields in many parts of the western world...

/ 16th July 2019

June Antics in the VW Office – Glasto, Isle of Wight, City Breaks & More

In June, the Vizion Wealth team (and I’m sure everybody else in the country) had a chance to appreciate the miraculous sunshine we’ve had over the last few weeks! We have all been working very hard and some of the team also had the chance to enjoy some time out of the office. Thanks to the Vizion Wealth partners, the highlight was spending a team building day at Alton Towers! I must say, I think we were all most impressed by the Smiler rollercoaster (apart from Corinne who suffered one minor incident after the ride).

/ 9th July 2019

Lifetime Allowance

An estimated 1.25 million people are set to breach the current lifetime allowance (LTA) limit of £1.055 million for pension tax relief over the course of their working life, according to new research published...

/ 22nd June 2019

State Pension Deferral

A significant number of people working past the State Pension age could be paying unnecessary tax on their State Pension, according to new research [1]. This is because they failed to take up the option of deferring their State Pension until they stopped work. As a result, their entire State Pensionis being taxed, in some cases at 40%.

/ 15th June 2019

Market Review May 2019

For much of this year, equity markets have enjoyed a healthy climb, assisted by a dovish tone from central banks, as well as the possibility of a trade deal between the US and China. As we entered May, the S&P 500 was at an all-time high. However, just six days into the month, investors were tested by the announcement that the US would be moving ahead with tariff increases on US imports from China...

/ 12th June 2019

Team News: Working Hard and Playing Hard…

As you know from last month’s blog, our advisers Andrew and James went cycling around France to help raise money for the Milton Keynes Rugby Club and the Aspire charity. I am pleased (and surprised) to report there were no injuries, and everything went smoothly. Even though they found it hard work, the team mentality and group spirit got them through the days, and they were able to reward themselves with a few beers and glasses of wine on the way...

/ 10th June 2019

Building a Diverse Portfolio

Making sense of today’s market headwinds and building a diverse portfolio should be key priorities for all investors. Whether you have a lump sum to invest or want to invest regularly each month, it’s important to know your money is working hard for you...

/ 3rd June 2019

Breaking Up is Hard to Do

Divorce is undoubtedly one of the most difficult subjects to talk about. When relationships come to an end, there are so many things to consider – children, home and support are naturally the first things you would focus on. In fact, when you begin the process of separating a shared life, the sheer number of things to deal with can seem very daunting...

/ 28th May 2019

Retirement Income

‘Will I be able to afford the retirement lifestyle I want?’is a question that many people ask but struggle to figure out. There are many ways to assess your likely income in retirement and work out how much you need to put away now to enjoy the kind of lifestyle you want in later life...

/ 18th May 2019

Market Review April 2019

Markets continued to climb the proverbial wall of worry over April as the S&P 500 was back into record-setting mode, moving past its previous all-time high set back in October 2018...

/ 17th May 2019

Team News: Relaxing Breaks, the Inca Trail and Next Stop Ibiza…

May is now upon us, which means summer is around the corner! April was a busy and exciting month for the Vizion Wealth staff.Corinne and her husband, Howie, had a well-deserved and relaxing break up north. They visited Bamburgh in Northumberland and then went to visit Edinburgh for a few nights. They saw some beautiful sights in the Farne Islands including nesting Hardy Puffins, and even spotted some dolphins on the boat ride back...

/ 7th May 2019

Safeguarding your wealth for future generations!

Unforeseen life events and circumstances can potentially impact your finances in a number of ways. We can help you to safeguard your wealth for future generations. But for many of us, there can be a remarkable gap between our intentions and our actions...

/ 19th April 2019

Brexit! What’s Next?

As we’ve been constantly hearing over the past few years in the media, Brexit uncertainty is affecting business and consumer confidence, whilst also contributing to a difficult political backdrop. But right now, the form of what this might look like is unclear, as are the related economic and regulatory implications for investments...

/ 6th April 2019

Market Review March 2019

As Q1 2019 came to a close, we can reflect on a quarter which saw equity markets rebound from the sell-off seen late last year. Most major regions delivered positive returns for the first three months of 2019 with the US in particular recapturing much of the decline experienced in the run-up to Christmas.

/ 5th April 2019

Team News: Lots going on for the New Financial Year!

The end of the tax-year is now one week away, so that only means one thing for anyone in the financial industry… carnage. But of course, here at Vizion we are most definitely keeping things calm and collected 😉 Exciting news on the investment side of things, Vizion Wealth now have a Discretionary license! Therefore, in the next coming months we will be rolling out our new discretionary management service so watch this space.

/ 2nd April 2019

For the Life you Want

For today’s retirees, retirement has changed almost beyond recognition since their parents’ day. Building a retirement fund requires saving enough money to pay your bills and continue living comfortably when you are no longer generating an income...

/ 24th March 2019

We’re in the Sunday Times’ Guide of the UK’s Top Rated Financial Advisers!

We are so proud to have been included in The Times as one of the most popular financial advice firms, according to VouchedFor. The rating site released its list of financial advisers who qualified for its 2019 Guide To The UK’s Top Rated Financial Advisers by receiving the highest number of positive reviews from their clients...

/ 18th March 2019

2019 Spring Statement

Chancellor of the Exchequer, Philip Hammond, stood up in Parliament at 12.43pm on Wednesday, 13 March, to deliver his second Spring Statement at an inauspicious time following the House of Commons’ dramatic rejection of the Government’s Brexit deal the previous evening. He commented that: “Last night’s vote leaves a cloud of uncertainty hanging over our economy, and our most urgent task in this House is to lift that uncertainty”. He spoke for 36 minutes before commending the statement to the House...

/ 14th March 2019

Managing Risk

Many retirees are at risk of overlooking their pension finances by falling into an avoidable trap, according to new research. A third (36%) of people keeping their pension invested through retirement could be hit harder by falling markets as they do not have a cash safety net to fall back on, research has found. And even though two thirds (64%) of retirees are holding cash in reserve...

/ 12th March 2019

Market Review February 2019

February was another month when all the important news seemed to happen in the last week of the month.President Trump met with North Korea’s Kim Jong-un for a second time, only for the talks to break down as the US refused North Korea’s demands for sanctions relief...

/ 11th March 2019