2020 Financial Resolutions
Whether it’s stopping smoking, losing weight, eating more healthily or getting fitter, most of us have probably made at least one New Year’s resolution, but how many of us will actually go on to achieve it? We all have different financial goals and aspirations in life, yet these goals can often seem out of reach. In today’s complex financial environment, achieving your financial goals may not be that straightforward.
December Team News
Hello everyone and Happy New Year! I hope you all had a lovely Christmas break with your family and friends. The Vizion Wealth staff have enjoyed our time off and are now back to work and ready for a good year!
Market Review December 2019
Global equity markets enjoyed a Santa rally in December as optimism returned to the global trade outlook, policies from central banks remained supportive and investors took the view that ultra-low interest rates would remain in place for longer...
Every Journey Starts with a Destination
Every plan starts with a goal, just like every journey starts with a destination. Planning your financial future is not only important for your security, but it also provides peace of mind. Financial planning should be viewed as a long-term approach to managing your finances...
Tax Wise
As we enter January, the end of the 2019/20 tax year will be just over three months away on 5 April. As this date approaches, the window of opportunity reduces if you want to make the most of valuable allowances, reliefs and exemptions that could help reduce your tax bill and make sure your finances stay tax-efficient.
Market Review November 2019
Equities continued to rally in November – a relatively consistent feature of markets in 2019, despite the multitude of geopolitical risks that investors have faced this year...
November Team News
Hello everyone! My last staff blog of 2019… where has the year gone?! There has been three exam passes within the Vizion Wealth team! James passed AF1 (Personal Tax and Trust Planning) and is now another step closer to his chartered adviser status. James and I also passed J10 (Discretionary Investment Management) which gave us a high level of understanding of the discretionary fund management service...
A Long Life Needs a Smart Retirement Plan
Your 50s are a crunch time when saving for your retirement. If you’ve already set a retirement savings target but have been neglecting it, you probably can’t afford to delay your planning any longer – and it could well be time for a careful review...
For Richer, For Poorer
Divorce – it’s one of the most difficult subjects to talk about. The emotional upheaval of divorce can be difficult to deal with, but so too can the financial implications. When relationships come to an end, there are so many things to consider. Children, home and support are naturally the first things you focus on.
October Team News
Mid-November means it’s acceptable to play Christmas songs, right?! Whether you love it or hate it, it’s unavoidable, so we might as well just accept it and get involved!
Market Review October 2019
Global stock markets continued to march on in October, with the US market posting a series of new all-time highs amid several positive catalysts including a US interest rate cut, positive news flow around US-China trade negotiations, and a raft of upbeat corporate results. Tensions between the US and China appeared to be mellowing with commentary suggesting that both nations were looking to roll back tariffs on traded goods...
Boosting Investment Returns
Three years on from the 2016 referendum, and with ongoing political wrangling, the eventual outcome of Brexit is still uncertain. Brexit-related uncertainty and the challenging domestic backdrop mean investors need to be smarter about how they invest, which is why it is essential to obtain professional financial advice...
Understanding Investment Risk
There are many decisions to consider when making any investment. One of these is how much risk you are prepared to take. This will be determined by a number of different factors. In this guide, we take a look at the different types of investment risk and how it can relate to returns...
Team News: Autumn is here!
Autumn is upon us! The best time of year is when those autumnal colours start appearing, you start ramping up the heating (the biggest source of arguments in my household) and enjoying pumpkin spice lattes...
Market Review September 2019
There was a good feeling sweeping through the equity markets in September as most of the major indices returned positive numbers. There were no spectacular rises – Japan and South Korea led the way as both markets gained 5% in the month, and a couple of markets barely moved at all, but the news was overwhelmingly positive...
Inheritance Tax
Will you be one of the thousands of households in Britain that will have to pay Inheritance Tax? What’s the best way to avoid it? If you’re administering an estate because someone has died, how do you obtain probate? Is it ever possible to retrospectively minimise an estate’s tax liabilities?
Pension Scammers
Don’t let scammers enjoy your hard-earned pension proceeds. Anyone can be the victim of a pension scam, no matter how savvy they think they are. It’s important that everyone can spot the warning signs...
Vizion Wealth Announces the Appointment of James Blackham as Partner
Vizion Wealth are pleased to announce the promotion of James Blackham to the position of Partner within the firm. James originally joined Vizion Wealth from university as an Economics graduate and during his time at Vizion Wealth he has progressed through a wide range of roles as an IFA administrator, paraplanner, investment manager and now as a fully qualified and experienced independent financial adviser.
Market Review August 2019
August is usually quite a quiet month; stuck in the middle of the period that journalists often call “silly season” - a quiet period when there isn’t much to report so there’s more coverage of lighter, perhaps more frivolous stories. Not this year...
Team News: Stepping into Autumn
Stepping into Autumn, the Vizion Wealth team are as busy as ever. As well as preparing for our client meetings and keeping an eye on the markets; we’ve had a new addition to the team, an exam pass, and a new partner of the firm on board!