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Investment Matters: Creating the life you want.

Anything is possible when manage your money the right way. Whatever your goals in life are, careful planning and successful investing of your wealth can help you get there. Investments can offer both risk and return, and, generally, the bigger the risk, the greater the potential return. It’s down to each investor to be comfortable with the perfect balance for them, and this will vary depending on how much you should invest, what stage of life you’ve reached and what you’re trying to achieve.

How much risk do you want to take?

Investing means taking calculated risks –
you could get back less money than you invested, so it’s important to understand how much risk you want to take. Typically, the younger you are, the more risk you might want to take, simply because you have your investments may have fallen in value.

What kind of questions should I consider?

  • What are my financial objectives and by when?
  • Will I also need an income to supplement my pension?
  • Do I need to save for my children or grandchildren’s future?
  • What sort of investment returns am I looking for?
  • How long do I want to invest for?

This is by no means a definitive list of questions, but they give you an idea of the type of questions you should consider, and they will also help you to determine the right level of risk and make it easier to choose suitable investments.

Often, people find life too busy to invest properly. Some see it as complicated, time-consuming and, let’s face it, a bit boring. Many of us already hold cash savings. Keeping cash in a bank or building society can be a good idea: it’s secure and, even if the bank goes bust, you’re unlikely to lose your money because of protection in place for UK savers.

However, at the moment inflation is high and interest rates are at record lows, so the value of cash savings is actually falling as each year goes by – meaning that your money cannot buy you as much this year as it could last year. That’s why you may want to consider other ways to make your money grow, especially if you don’t need immediate access to it. Investing in funds might offer a good way to grow your money over the long term, though there are some risks you should be aware of.

Looking for a total wealth solution?

We’ve tested and fine-tuned our approach to ensure that we can help take care of our clients’ wealth and aim to deliver their expectations. Our service looks at all your financial needs to provide a total wealth solution. If there are any areas you would like to discuss with us about how we can help you, please contact us.

To discover how we can help you build a long-term strategy for your investments, please contact us – we look forward to hearing from you.

 

Who are Vizion Wealth?

vw-portrait-blue-dark-grey-light-grey-ifa-and-wealth-final_edited-2Our approach to financial planning is simple, our clients are our number one priority and we ensure all our advice, strategies and services are tailored to the specific individual to best meet their longer term financial goals and aspirations. We understand that everyone is unique. We understand that wealth means different things to different people and each client will require a different strategy to build wealth, use and enjoy it during their lifetimes and to protect it for family and loved ones in the future.

All of us at Vizion Wealth are committed to our client’s financial success and would like to have an opportunity to review your individual wealth goals. To find out more, get in touch with us – we very much look forward to hearing from you.

Posted by Andrew Flowers

Andrew is the managing partner of Vizion Wealth and has been involved in the offshore and onshore financial services industry for over 18 years. Andrew was the driving force behind Vizion Wealth after years of experience in a number of advisory roles within high profile wealth management, private banking and independent financial advisory firms in the UK.

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