Category: Wealth Management
Market Review August 2018: August Angst
Since 2008 , August has regularly proved a challenging month for financial markets, this trend continued last month. Investors had to digest the reintroduction of US sanctions against Iran, new tensions between Turkey and the US and a deterioration of trade talks between the US and China...
Back to the Future
Have you ever thought about writing a letter to yourselfto describe your ideal future life, long-term life goals and the process of how to plan for them? Imagining what you want your life to be like in the long term when you retire can help you think much further ahead than you might ever have done before...
Market Review July 2018: Is the sun set to shine on the Equity markets?
July was a month where the negative headlines seemed to take a back seat as a wave of positivity and optimism swept the nation; comparisons were being drawn between the recent weather and the scorching summer of 1976, the three lions finally reconnected with the public and Geraint Thomas became the third Briton to win the Tour de France...
Guide to Inheritance Tax
When we die, we like to imagine that we can pass on our assets to our loved ones so that they can benefit from them. In order for them to benefit fully from your assets, it is important to consider the impact of Inheritance Tax...
Market Review June 2018: The Rise & Rise of Populism
Populism was once again at the forefront of the political landscape in June with Italy and Germany taking centre stage. This, coupled with Donald Trump’s insatiable desire for the limelight, made June a fairly volatile and unpredictable month in the equity markets...
Is inflation back? Don’t panic.
Is inflation back? After two years when consumer prices in the UK barely rose, the annual rate of inflation has risen above the Bank of England’s (BoE) target of 2% in 2017. The combination of high inflation and limited wage growth – as well as uncertainty about the terms on which Britain will leave the European union in 2019...
Financial Resilience
Over three million working couples are classed as ‘double income, no option’ (dinos), which means they are potentially financially vulnerable if one of the two loses their earnings...
Making Solid Financial Resolutions
The new year is the perfect time to overhaul your life for the better, and one excellent place to start is by making solid financial resolutions that can help get you closer to your money goals, whether it’s increasing your retirement savings or setting enough money aside for a down payment on a house...
Savings Black Hole?
Millions of Britons could see their savings shrink, as they don’t know how to shield them from the threat of rising inflation. Currently, UK savers are hoarding over £60 billion in cash for long-term savings and investments, which stands to be eroded by £1.5 billion this year, as a result of higher inflation...
Celebrity Just Dance MK
That's right, you've heard us correctly. Vision Wealth are very proud of our Managing Partner Andrew Flowers for taking part in the upcoming 'Celebrity Just Dance MK' event, raising money for the MK Dons Sport and Education Trust through an evening of fundraising, entertainment and of course, dancing...
Passing on Wealth Without Further Tax Charges
On 6th April 2017, a new additional main residence nil-rate band (RNRB) was introduced, which allows for less inheritance tax to be paid in situations when a family home is left to children, grandchildren or certain other ‘qualifying beneficiaries’ – including stepchildren and foster children...
Guide to Lifetime ISAs
The start of the new tax year on 6 April 2017 saw the launch of the Lifetime ISA (LISA), which was announced in the 2016 Budget. This is a new type of Individual Savings Account (ISA) designed to help you save for a first home or for your retirement at the same time...
An Investor’s Guide to Brexit
Brexit has created an air of uncertainty, and no one really knows what’s coming next or what it could all mean in the long term. On 29 March, Prime Minister Teresa May triggered Article 50 of the Lisbon Treaty in a letter to EU Council President Donald Tusk, starting two years of divorce proceedings...
Origins of Wealth
You may have accumulated wealth after many years in a successful career, from the sale of a business or through receiving a substantial inheritance. Whatever the origins of your wealth, it now provides for even greater growth opportunities...
Safeguarding Wealth for Future Generations
Although often in the news, Inheritance Tax (IHT) is still not widely understood. That’s worrying, because it affects thousands of families every year. If you thought IHT was just for extremely wealthy people to worry about, think again. The amount of IHT collected has doubled over the last five years...
Mid-Life Savings Crisis?
Put simply, retirement planning is about how you look at your future, but more than a million Britons are facing a ‘mid-life savings crisis’ as they near 40 with no retirement savings...
2017: An Investment Outlook from Vizion Wealth
After a game-changing 2016, the investment environment was not only mixed but characterised by uneven global growth and political events such as Brexit and the US elections...
Investment Matters
Anything is possible when manage your money the right way. Whatever your goals in life are, careful planning and successful investing of your wealth can help you get there. Investments can offer both risk and return, and, generally, the bigger the risk, the greater the potential return.
Navigating Your Investment Options
Few of us really have the time or inclination to understand the vast number of different investment products available on the market and consider what the best options are to suit our particular objectives.
Investment in Post-Brexit Britain
The result of the European Union (EU) referendum came as a shock to financial markets, and there is likely to be fallout from this historic event for some time. Many investors are now facing new challenges at every turn. So what can you do to manage your investments in current markets?