Category: Retirement
Long-Forgotten Pension Plans
If you’ve worked for two or three different employers, it’s possible you could have a workplace pension from each of them. You might also have set up a personal pension, so they can add up quickly. So how do you manage them properly? It’s time to consolidate…
Securing Your Financial Future
If you really want to give your money the potential to grow and you don’t need immediate access to it, think about investing it rather than just saving. You might want to invest for major life events like retirement or paying your child’s or grandchild’s university fees.
Guide to Retirement Planning
The pension freedoms rule changes mean that we’ll be increasingly in charge of our pensions, both while we’re building up our retirement pot and when we start to draw an income. It’s therefore more important than ever to plan our retirement saving from an early age...
Consolidating your Pension Pots
Have you ever considered moving and consolidating your pension to another scheme or provider? There are a whole host of reasons why people might want to do this before they reach retirement...
Pension Reforms
The government has introduced comprehensive reforms to the pension rules over the previous few years. One important change, which may have been overlooked by some savers, is the reduction of the lifetime allowance that applies to pension savings. The lifetime allowance is the total amount you can hold within all your pensions without incurring an additional tax charge when you extract money from the pot...
Planning for the Future
Why it’s important to know your start and end points. Reaching your wealth and financial goals and achieving personal ambitions are major objectives of our financial planning process. In order to make detailed plans for your future, you need to understand where you are today and where you want to be in the future.
Top Tips for a Comfortable Retirement
If you’re unsure as to whether your pension plan is performing in line with your expectations and that you’ve made the right retirement choices, don’t leave it to chance. Take a look at our useful guide to a comfortable retirement plan – you might just want to take a second look at your current goals and redefine your strategy to achieve your existing or any new ambitions.