Month: June 2019
Lifetime Allowance
An estimated 1.25 million people are set to breach the current lifetime allowance (LTA) limit of £1.055 million for pension tax relief over the course of their working life, according to new research published...
State Pension Deferral
A significant number of people working past the State Pension age could be paying unnecessary tax on their State Pension, according to new research [1]. This is because they failed to take up the option of deferring their State Pension until they stopped work. As a result, their entire State Pensionis being taxed, in some cases at 40%.
Market Review May 2019
For much of this year, equity markets have enjoyed a healthy climb, assisted by a dovish tone from central banks, as well as the possibility of a trade deal between the US and China. As we entered May, the S&P 500 was at an all-time high. However, just six days into the month, investors were tested by the announcement that the US would be moving ahead with tariff increases on US imports from China...
Team News: Working Hard and Playing Hard…
As you know from last month’s blog, our advisers Andrew and James went cycling around France to help raise money for the Milton Keynes Rugby Club and the Aspire charity. I am pleased (and surprised) to report there were no injuries, and everything went smoothly. Even though they found it hard work, the team mentality and group spirit got them through the days, and they were able to reward themselves with a few beers and glasses of wine on the way...
Building a Diverse Portfolio
Making sense of today’s market headwinds and building a diverse portfolio should be key priorities for all investors. Whether you have a lump sum to invest or want to invest regularly each month, it’s important to know your money is working hard for you...